Rideshare Insurance Coverage for Uber & Lyft Drivers
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Rideshare Insurance

State Insurance Rates

Compare average car insurance premiums across all 50 U.S. states. Find minimum coverage, full coverage costs, and liability requirements for your state.

$1,735 National Avg. Annual Premium
$1,180 Lowest (New Hampshire)
$2,840 Highest (Louisiana)
50 States Covered
AL

Alabama

$1,842 avg. / year
Min. Coverage $542
Full Coverage $2,234
Liability Req. 25/50/25
AK

Alaska

$1,320 avg. / year
Min. Coverage $410
Full Coverage $1,680
Liability Req. 50/100/25
AZ

Arizona

$1,560 avg. / year
Min. Coverage $478
Full Coverage $1,980
Liability Req. 25/50/15
AR

Arkansas

$1,680 avg. / year
Min. Coverage $498
Full Coverage $2,040
Liability Req. 25/50/25
CA

California

$2,240 avg. / year
Min. Coverage $640
Full Coverage $2,880
Liability Req. 15/30/5
CO

Colorado

$1,920 avg. / year
Min. Coverage $560
Full Coverage $2,380
Liability Req. 25/50/15
CT

Connecticut

$2,080 avg. / year
Min. Coverage $620
Full Coverage $2,560
Liability Req. 25/50/25
DE

Delaware

$2,180 avg. / year
Min. Coverage $650
Full Coverage $2,680
Liability Req. 25/50/10
FL

Florida

$2,680 avg. / year
Min. Coverage $820
Full Coverage $3,240
Liability Req. 10/20/10
GA

Georgia

$1,920 avg. / year
Min. Coverage $580
Full Coverage $2,340
Liability Req. 25/50/25
HI

Hawaii

$1,380 avg. / year
Min. Coverage $420
Full Coverage $1,720
Liability Req. 20/40/10
ID

Idaho

$1,340 avg. / year
Min. Coverage $410
Full Coverage $1,660
Liability Req. 25/50/15
IL

Illinois

$1,780 avg. / year
Min. Coverage $530
Full Coverage $2,180
Liability Req. 25/50/20
IN

Indiana

$1,420 avg. / year
Min. Coverage $430
Full Coverage $1,740
Liability Req. 25/50/25
IA

Iowa

$1,280 avg. / year
Min. Coverage $390
Full Coverage $1,580
Liability Req. 20/40/15
KS

Kansas

$1,560 avg. / year
Min. Coverage $470
Full Coverage $1,920
Liability Req. 25/50/25
KY

Kentucky

$2,040 avg. / year
Min. Coverage $610
Full Coverage $2,480
Liability Req. 25/50/25
LA

Louisiana

$2,840 avg. / year
Min. Coverage $880
Full Coverage $3,460
Liability Req. 15/30/25
ME

Maine

$1,240 avg. / year
Min. Coverage $380
Full Coverage $1,540
Liability Req. 50/100/25
MD

Maryland

$1,960 avg. / year
Min. Coverage $590
Full Coverage $2,400
Liability Req. 30/60/15
MA

Massachusetts

$1,640 avg. / year
Min. Coverage $500
Full Coverage $2,020
Liability Req. 20/40/5
MI

Michigan

$2,780 avg. / year
Min. Coverage $860
Full Coverage $3,380
Liability Req. 50/100/10
MN

Minnesota

$1,680 avg. / year
Min. Coverage $510
Full Coverage $2,060
Liability Req. 30/60/10
MS

Mississippi

$1,720 avg. / year
Min. Coverage $510
Full Coverage $2,100
Liability Req. 25/50/25
MO

Missouri

$1,640 avg. / year
Min. Coverage $490
Full Coverage $2,000
Liability Req. 25/50/25
MT

Montana

$1,480 avg. / year
Min. Coverage $450
Full Coverage $1,820
Liability Req. 25/50/20
NE

Nebraska

$1,460 avg. / year
Min. Coverage $440
Full Coverage $1,800
Liability Req. 25/50/25
NV

Nevada

$2,040 avg. / year
Min. Coverage $620
Full Coverage $2,480
Liability Req. 25/50/20
NH

New Hampshire

$1,180 avg. / year
Min. Coverage $360
Full Coverage $1,480
Liability Req. 25/50/25
NJ

New Jersey

$2,280 avg. / year
Min. Coverage $690
Full Coverage $2,780
Liability Req. 15/30/5
NM

New Mexico

$1,540 avg. / year
Min. Coverage $470
Full Coverage $1,900
Liability Req. 25/50/10
NY

New York

$2,420 avg. / year
Min. Coverage $740
Full Coverage $2,960
Liability Req. 25/50/10
NC

North Carolina

$1,380 avg. / year
Min. Coverage $420
Full Coverage $1,700
Liability Req. 30/60/25
ND

North Dakota

$1,260 avg. / year
Min. Coverage $380
Full Coverage $1,560
Liability Req. 25/50/25
OH

Ohio

$1,240 avg. / year
Min. Coverage $380
Full Coverage $1,540
Liability Req. 25/50/25
OK

Oklahoma

$1,840 avg. / year
Min. Coverage $550
Full Coverage $2,240
Liability Req. 25/50/25
OR

Oregon

$1,480 avg. / year
Min. Coverage $450
Full Coverage $1,820
Liability Req. 25/50/20
PA

Pennsylvania

$1,640 avg. / year
Min. Coverage $500
Full Coverage $2,020
Liability Req. 15/30/5
RI

Rhode Island

$2,080 avg. / year
Min. Coverage $630
Full Coverage $2,540
Liability Req. 25/50/25
SC

South Carolina

$1,780 avg. / year
Min. Coverage $530
Full Coverage $2,180
Liability Req. 25/50/25
SD

South Dakota

$1,280 avg. / year
Min. Coverage $390
Full Coverage $1,580
Liability Req. 25/50/25
TN

Tennessee

$1,560 avg. / year
Min. Coverage $470
Full Coverage $1,920
Liability Req. 25/50/15
TX

Texas

$2,080 avg. / year
Min. Coverage $630
Full Coverage $2,540
Liability Req. 30/60/25
UT

Utah

$1,540 avg. / year
Min. Coverage $470
Full Coverage $1,900
Liability Req. 25/65/15
VT

Vermont

$1,180 avg. / year
Min. Coverage $360
Full Coverage $1,480
Liability Req. 25/50/10
VA

Virginia

$1,420 avg. / year
Min. Coverage $430
Full Coverage $1,740
Liability Req. 25/50/20
WA

Washington

$1,640 avg. / year
Min. Coverage $500
Full Coverage $2,020
Liability Req. 25/50/10
WV

West Virginia

$1,680 avg. / year
Min. Coverage $510
Full Coverage $2,060
Liability Req. 25/50/25
WI

Wisconsin

$1,340 avg. / year
Min. Coverage $410
Full Coverage $1,660
Liability Req. 25/50/10
WY

Wyoming

$1,380 avg. / year
Min. Coverage $420
Full Coverage $1,700
Liability Req. 25/50/20
This data is for informational purposes only, not a substitute for professional insurance advice. Please consult a licensed insurance agent for specific policy details.

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